Ebook Lending

Dan Jarvis has called for a taskforce to examine ebooks and public libraries, which has sparked a debate.  I have commented before that I think charging for ebooks is a far bigger threat to library services than building closures.  In a few years, ebook readers will be so prevalent that libraries that do not offer ebook lending will not be offering a universal service.  I think Justin Tomlinson's idea of only allowing ebook lending through a physical visit to a library pretty crazy, and the idea of charging abhorrent..  What kind of a service makes itself deliberately hard to access?